We take time to get to know our clients and establish their background, plans and financial goals.

Here are some of the typical financial goals we advise on:

• Protecting the living standard of your family in the event of your death.
• Protecting your living standard against illness or accidents which may prevent you from working.
• Saving for your children's education.
• Saving for your retirement.
• Investing lumps sums appropriately to get the best return relative to your risk profile.
• Securing the best deposit rates for monies you need to leave on deposit.

We analyse your resources and your ability to meet your financial goals and highlight the major financial risks you are exposed to. We then develop a financial plan over time to minimise your risks and get the most out of your money or wealth over time. This can give you greater financial clarity in relation to your current position and greater financial security for the future.

Everyone is different. Your age and stage in life, your current circumstances, your tolerance for risk and your future plans are all unique to you and will all affect what will work best for you. Our role is to help create a plan that is right for you.

Coffey Financial Consulting holds agencies with 17 different providers in the market.
We will research options that match your needs from the range of companies we deal with, providing a "fair analysis" of the relevant market. At times there can be multiple products that match your requirements and all else being equal, we will find the lowest cost option in the market

Our ethos for advising on investing money, whether it's lump sum investments, savings or pension money is very much based on constructing an overall portfolio that matches your overall risk profile at this point in your life.

We assess and discuss your risk tolerance, either through specific risk analysis exercises or simply based on discussions with you. You may have different tolerances for risk for different parts of your portfolio. We will try to inform and educate you in relation to investment risk and advise on options and strategies to control risk over-time.

We very much focus on constructing diversified portfolios for clients, reviewing these regularly and suggesting alterations over time in line with changing economic cycles, movement is asset values, changes in your attitude to risk etc.    

We run sample “House View” investment portfolios of low, medium and aggressive risk portfolios which can help clients understand our investment ethos over time. These portfolios now have an investment track record of over 5 years.

When dealing with us you can expect a high level of personal service that may not be available from a large organisation. Sometimes when dealing with large institutions you are rotated regularly to different advisers as people move around. We want to build a long-term relationship with you so you don’t have to spend time repeating yourself and can be assured that we have a full grasp of your needs and requirements.
 
We aim is to serve your interests over the long-term as a client rather than a once-off customer.

Sustainability

Taking due account of the size, nature and scale of our activities when providing Investment advice and Insurance Based Investment advice we will not consider the adverse impacts of investment decisions on sustainability factors. We will review this opinion annually.